Apply online and get the funds you need — trusted by individuals and SMEs across Malaysia.
Quick approvals, flexible repayment plans, and no hidden fees — for Malaysians only.
From emergencies to business needs — we provide fast, local support you can count on.
as quick as 24 hours
starting from 24 months
no hidden charges
100% confidential information handling
Need quick cash for personal use? We offer low-interest personal loans starting from 3.8% monthly with fast approval.
Running a business? We support SMEs with working capital, business expansion, or equipment financing.
Planning to buy a car or unlock cash from your current vehicle? Our car financing and refinancing options make it easier.
Struggling with multiple credit card payments or loans? We can help you combine them into one manageable monthly payment.
Submit your basic information and loan details using our online form.
Our loan advisor will contact you to understand your needs and suggest the best plan.
Prepare and upload simple documents for verification (IC, payslip, etc.)
Once approved, the loan will be disbursed to your bank account — as fast as 24 hours.
| Financial Amount(RM)/months | 24 | 36 | 48 | 60 | 72 | 84 | 96 | 108 |
|---|---|---|---|---|---|---|---|---|
|
5,000 |
247.91 |
178.47 |
143.75 |
122.91 |
109.02 |
99.1 |
91.66 |
85.87 |
|
10,000 |
495.83 |
356.94 |
287.5 |
245.83 |
218.05 |
198.2 |
183.32 |
171.74 |
|
20,000 |
991.66 |
713.88 |
575 |
491.66 |
436.1 |
396.4 |
366.64 |
343.48 |
|
50,000 |
2479.16 |
1784.7 |
1437.5 |
1229.15 |
1090.25 |
991 |
916.6 |
858.7 |
|
75,000 |
3643.75 |
2602.08 |
2081.25 |
1768.75 |
1560.41 |
1411.6 |
1300 |
1213.19 |
|
100,000 |
4858.33 |
3469.44 |
2775 |
2358.33 |
2080.54 |
1882.13 |
1733.33 |
1617.58 |
|
150,000 |
7287.5 |
5204.16 |
4162.5 |
3537.5 |
3120.82 |
2823.2 |
2600 |
2426.38 |
|
200,000 |
9716.66 |
6938.88 |
5550 |
4716.66 |
4161.08 |
3764.26 |
3466.66 |
3235.16 |
|
250,000 |
11,895.83 |
8423.61 |
6687.5 |
5645.83 |
4951.38 |
4455.35 |
4083.33 |
3793.98 |
|
300,000 |
14,274.96 |
10,108.33 |
8025 |
6774.99 |
5941.65 |
5346.42 |
4899.99 |
4552.77 |
|
500,000 |
23,791.6 |
16,847.22 |
13,374 |
11,291.66 |
9902.76 |
8910.70 |
8166.66 |
7587.96 |
- Fixed Monthly Instalment
- Minimum loan amount RM5,000
- APR start from 3.5 to 8%
- Minimum 6 months
- Maximum 7 years
Our Solution:
- Loan Amount: RM10,000
- Monthly Payment: RM858.85
- Tenure: 12 months
- Interest Rate: 6% p.a.
- Total Repayment Amount: RM10,306.16
- Total Interest Paid: RM306.16
Easy monthly payment. No hidden fees. Flexible terms up to 60 months.
FlexiFunds approved my personal loan within 24 hours. The process was smooth and the team was very helpful!
As a small business owner, the SME loan helped me expand my operations quickly. I highly recommend FlexiFunds!
Flexible repayment options made it easy for me to manage my finances without stress.
